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Ontario's 10-Year Plan to End Homelessness

Full Title:
Bill 28, Homelessness Ends with Housing Act, 2025

Summary#

This bill creates a province‑wide plan to end homelessness in Ontario within 10 years. It sets clear goals, creates an advisory committee, and requires public annual reports so people can track progress.

  • Sets a 10‑year target to eliminate homelessness using a “housing‑first” approach (move people quickly into permanent housing with no preconditions).
  • Defines “deeply affordable” rent as no more than 30% of a person’s gross income.
  • Requires a plan to increase supportive housing and expand portable rent help through the Canada‑Ontario Housing Benefit.
  • Builds a better data system to track homelessness, deaths, returns to homelessness, and the number of supportive, transitional, and deeply affordable units.
  • Creates a Homelessness Advisory Committee within 90 days, with up to 11 members, including people who have experienced homelessness and housing advocates.
  • Requires an annual public report on progress; the government can add more reporting items by regulation.
  • Takes effect once it becomes law.

What it means for you#

  • People experiencing homelessness

    • Faster moves into permanent housing under a housing‑first model.
    • More supportive housing (homes with on‑site or connected services).
    • More access to portable rent help that can be used in private rentals.
    • Your voice may be represented on the advisory committee.
  • Low‑income renters

    • Potential growth in “deeply affordable” units, where rent is capped at 30% of income.
    • Possible help paying rent through an expanded housing benefit.
  • Service providers and shelters

    • Shift toward housing‑first placements and supportive housing.
    • New data reporting to track outcomes like housing placements and returns to homelessness.
  • Municipalities and Indigenous partners

    • Closer coordination with the province on housing targets and data systems.
    • Annual provincial reporting on local homelessness trends and available units.
  • Taxpayers and the public

    • Clear, yearly updates on how many people are unhoused, who found housing, who returned to homelessness, and how many affordable units exist.
    • More transparency about what is working and where gaps remain.
  • Landlords

    • More tenants may use portable housing benefits to help pay rent.

Expenses#

No publicly available information.

Proponents' View#

  • A time‑bound goal and housing‑first approach will move people into stable homes faster.
  • Investing in housing and supports can save money by lowering health, jail, and shelter costs compared with doing nothing.
  • Annual public reports increase transparency and help target what works.
  • Lived‑experience voices on the advisory committee keep the plan grounded in real needs.
  • More supportive housing and portable rent help can make private market units affordable right away.
  • A stronger data system will guide smarter spending and reduce people cycling back into homelessness.

Opponents' View#

  • The bill does not guarantee funding or set binding housing targets, so results may fall short.
  • A 10‑year promise to “eliminate” homelessness may be unrealistic without major new investment.
  • Added data and reporting could create administrative burden and raise privacy concerns.
  • Relying on portable benefits may not be enough if rents keep rising or units are scarce.
  • The advisory committee is small (up to 11 members) and advisory only; it cannot enforce action.
  • The bill mentions affordability goals but does not change zoning, rent rules, or approvals that affect housing supply and costs.

Timeline

May 27, 2025

First Reading

Oct 22, 2025

Second Reading

Oct 23, 2025

Second Reading

Housing and Urban Development
Social Welfare
Social Issues